Money & Budgeting: practical AI how-tos
Budgets, debt payoff, bills, subscriptions and pay stubs, with free tools.
Build a personal budget from your bank statement export
Download a few months of transactions and let AI sort them into categories, monthly totals and a realistic budget.
Make a debt payoff plan you can actually follow
List your debts once and get a month-by-month payoff plan using the snowball or avalanche method.
Lower your phone, internet or insurance bill with a call script
Use AI to find what you're paying for and write a short, polite script for asking for a better rate.
Find and cancel subscriptions you forgot about
Hunt down every recurring charge in your bank export, email and phone, then decide what to keep.
Understand your pay stub or tax form line by line
Get every line of a pay stub, W-2 or 1099 explained in plain English, plus what to double-check.